Modular Home Prices

I am trying to buy a corner lot with a brand new two car garage and a 14×74 1977 Century mobile home. The property also has a brand new two car garage. It has been a second home to a retired couple and they have taken great care of the place. Every season this home has been serviced and while they are gone a local man takes care of the property for them. Its probably been better maintained than most stick homes in the area. They put in two new decks, new roof, insulated windows, air conditioning, plumbing, fixtures, and carpeting in the last six years. Not one bank or mortgage company can give me a name or number for someone who handles these types of loans. I have just sold my stick home in a nearby town. My credit is great and I have the 25% down. Any advice is hugely appreciated.

Technorati Tags: air conditioning, car garage, carpeting, decks, loans, mobile home, mortgage company, nearby town, plumbing fixtures, six years

that is legal and binding. We are going to purchase a mobile home from a friend and neighbor. The deal seems "too good to be true" She is ill and dying and "wants to get out from under everything". How can we get a legally binding purchase agreement as she is selling it basically for the cost of her finding a new place and we are taking over the mortgage (already applied through the mortgage company and were approved). I just don’t want to get into the home then have her son come in and take it out from under us if something happens to her. Someone please help if you can understand any of this.

Technorati Tags: mobile home, mortgage company, neighbor, purchase agreement

I purhased a mobile home and paid cash for it. The mortgage company came to my house said they will repo the house because the previous owner did not have any legal rights to sell. What can I do? Am I out of k?

Technorati Tags: mobile home, mortgage company

We were hoping that building a brand-new modular home would be the answer to our VERY frustrating and discouraging search for a new home.

But when my husband called the mortgage company today, they really burst that bubble! They say the interest rate will be higher on a modular. We are not talking "doublewides" here… My husband and I really had our eye on a couple of higher-end models that look as good as any other house I’ve ever seen. Better, even!

So, why the higher interest rate? And how much higher would it be? My dear husband did not press her for answers, but I want to know. Thanks…

Technorati Tags: building a brand, interest rate, models, modular home, mortgage company

If you live in the state of Texas, and you want to allow your mortgage company to voluntarily repossess a mobile home, how does that process work? (ie do you owe anything to the mortgage company since the home is still being financed?)

Technorati Tags: mobile home, mortgage company, state of texas

I live and work in Pennsylvania and want to purchase a mobile home in South Carolina through a mortgage company , but was told by my real estate agen it is not possible as I do not work in South Carolina .
I was approved for the loan , but was then told because I am not employed in the state I could not , not with a mobile .
Why is this so ?

Technorati Tags: estate agen, mobile home, mortgage company, pennsylvania, real estate, south carolina

I bought a home (trailer, modular, whatever) and I complained to my mortgage company about a crappy shower. They hired a company to come in and replace it. They misinstalled the shower, causing mold in 3 diff rooms due to seepage over the course of a year or more, but it was not noticeable since it was in the floors and walls. Until my floor fell through… I complained and threatened to sue them and they hired and chose another company to come in and fix it. Due to prepping for the winter, a handyman found mold under the home and discovered they never replaced the moldy floor, they just built a sub-floor over it, and left the moldy chunks of wood between the original floor and the insulation…which they never replaced. Bottom line-I have mold throughout the underside of my home. I have taken pictures and submitted them to the mortgage company. I have contacted an attorney, but it does not look good. This is my 3rd year living here, but it has been an issue throughout this time. What are my rights since the mortgage company did the choosing and the hiring? I MUST be protected SOMEHOW. My insurance refused my claim also. What do I do from here?

Thank You
The issue is a big deal with me. I have severe mold allergies. I am in Michigan, and it is a very humid state, and we get black mold. It is not like a little mold on cheese…Cut it and it is good to go. My walls and floors and the air I breathe is affected. It can cause severe long-term health issues. They exposed my home (the contractors) to the spores. That is kind of a big deal. 1/3rd of my home at least is affected…and I have no where else to go. Thank you everyone, and I will email you in California…

Technorati Tags: black mold, bottom line, cheese, chunks, handyman, health issues, insulation, insurance, long term health, mold allergies, mortgage company, seepage, spores

We've been living her for 4 years now. Always made our payments on time. The mortgage company we have doesn't refinance mobile homes. We've looked into other companies, but unless you have brick underpinning they won't do anything for you. I've tried selling this place but no real estate agent will talk to me because it's so hard to sell a mobile home. When we bought this place, the company said we could always refinance in a few years to get a lower payment. They weren't willing to do brick underpinning because it wasn't within the loan amount, and we got the least expensive home on there lot. I admit we had bad credit at the time, but our credit has improved considerable since buying this home. We have 3 kids and one on the way and it's only a 3 bedroom home. I want to add on to this home or find a home that we can afford and is bigger. What do you suggest?

Technorati Tags: bad credit, brick underpinning, mobile home, mobile homes, mortgage company, real estate agent