I own a mobile home, but pay rent for the land it sits on. Can I still claim the California renter's credit?

Posted by Modular Homes on February 26th, 2011

The mobile home is a 1969 model and thus exempt from property tax. There is no mortgage. However, I have to pay yearly state registration fees. If renter’s credit isn’t an option, is there a deduction for the registration?

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What are the chances of getting a mobile home?

Posted by Modular Homes on February 22nd, 2011

Me and my fiance are looking at a mobile home for 12,900 I’m 19 and he’s 22 we both have jobs but don’t really have credit. But one of our parents will prolly sign on with us for a mortgage will we get it ?

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Do you need a downpayment for a mobile home?

Posted by Modular Homes on February 3rd, 2011

We currently own a commercial property with a shop (my husband uses for his business) and two apartments. We use one apartment we rent the second for 0.00 mth. We would like to purchase a mobile home because they are inexpensive but we are getting to old to go up and down the stairs of the apartment. We do not have the downpayment. The mortgage is with a personal company and is interest only payments, we will never pay it off, but plan to sell it, although we anticipate it will take a long time to sell because of location and economy.

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what the difference in a modular home loan and?

Posted by Modular Homes on October 14th, 2010

a normal house mortgage?? do they do M.H. loans for 30 years or less?

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Financing for a mobile home made in 1976?

Posted by Modular Homes on September 22nd, 2010

I own a mobile home that was built in 1976. I own it out right, no mortgage. I am trying to find a company that does financing or refinance I guess on a model this old, to do some very much needed home improvements. Do you know of any or recommend any?

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if you have a home and would like to get a modular home.Do you pay two existing mortgages,how does it work?

Posted by Modular Homes on January 30th, 2010

I have bought a home 3 years ago,I was wondering if we could get a modular home in the near future.But how much would it be the mortgage.Does it double the payments or is a contruction loan then converts into a regular loan?I am not sure of how it works

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What good agency can offer a mortgage for a modular home?

Posted by Modular Homes on October 22nd, 2009

I am selling my house and my buyer has a modular home for sale herself. Her buyer is having a problem securing a mortgage I believe because the home is a modular home. I am trying to help her so it will help my house to sell. I appreciate any information. Thanks Chuck

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Can you claim the first time home buyer tax credit if you owned a mobile home that was in a trailer park?

Posted by Modular Homes on October 16th, 2009

I had a mobile home that cost about 00 in a trailer park which I still had to pay rent on. Since it wasn’t really a homestead, can I still claim the tax credit when I purchase an actual home? I hadn’t taken a mortgage or anything out for the trailer.

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What are the benefits and downfalls of buying a modular home?

Posted by Modular Homes on August 15th, 2009

We could not afford a mortgage any higher than 0,000. The home I am looking at is ,000. Home is in a park and has a 0 lot rent per month. It was built in 1998. We haven’t looked at it closely, but for the purpose of getting opinions, we’ll say it is in good condition. Could you please give your personal experiences or opinions on purchasing a modular home in a park?

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What would the prices be for a mobile home in vancouver canada?

Posted by Modular Homes on August 4th, 2009

I need to know what the mortgage would be on a 39,000 dollar mobile home in Vancouver bc. I also need to know what taxes would cost and the prices of gas, utilities, electric, cable, and rent. These can be generalized or esitmated. Thanks

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Is it ever better to buy a mobile home instead of renting an apt?

Posted by Modular Homes on August 2nd, 2009

Sometimes, i’ve heard it’s cheaper to have a mortgage and rent space for a mobile home than renting an apt. If i don’t plan on buying a home for a while, until i know where to settle, is buying a mobile home an alternate option? Does this make any sense?

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Can I use mobile home power of attorneys to file a quit claim deed?

Posted by Modular Homes on July 29th, 2009

I hold a mortgage on a land-mobile home combination. The buyer has abandonded the property. Can I use the power of attorney he signed to do the title work to file a quit claim and return the property to my name?

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How can I get financing to buy a mobile home?

Posted by Modular Homes on July 28th, 2009

We live in Alberta Canada, and are looking at a mobile home that is 28 years old. So far every bank has told us that it is not possible to put a mortgage on this type of home because we will not own the land. The cost is only 17,500 and an incredible opportunity for us if we could only get the money! We earn decent money, and even have a co-signer lined up.

Any suggestions would be greatly appreciated!!!
Thanks!

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How does one buy a mobile home in Florida with no down payment?

Posted by Modular Homes on July 17th, 2009

I’ve found the perfect property in central Florida. It’s right next door to my best friend. It’s an acre of land with an older single-wide mobile home on it. It’s the only home I can afford without being an absolute shack on no property. I love this because I’d be spending my money mostly investing in the property, and I could build my dream home on it later.
The problem is, I have no down payment. I was told there are programs out there that help with that. I was approved by my bank for the mortgage, so I have good credit. However, every government program I could find will not help with the purchase of a mobile home; not SHIP, not First Time Homebuyers, not Fannie Mae, not HOME, etc.
Does anyone have any ideas???

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How do I sell a mobile home and the buyer takes over payments?

Posted by Modular Homes on July 10th, 2009

I need to sell my mobile home and the couple that wants to buy, can not get a loan. How can I sell it to them if it has a mortgage? They will just be taking over payments. I do have the title

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Are all manufactured homes in trailer parks or are some in regular neighborhoods?

Posted by Modular Homes on July 5th, 2009

I live in a very expensive city (San Diego). I plan on being here for a while longer but don’t want to piss money away on rent anymore.
The only thing I can afford to buy out here is a manufactured home because a decent 500sq ft. condo or townhouse out here won’t go for less than 5K (yes I said 500 sq ft ridiculous, I know) and of course if I’m paying a mortgage, I want more room.
I grew up in the suburbs and know nothing about this.
Any info would be helpful.

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I am SERIOUSLY considering buying a modular home from Palm Harbor… Any input on Palm Harbor or modulars?

Posted by Modular Homes on June 5th, 2009

I have 4 children that would like to keep their own bedrooms after years of having to share. I own 1.5 acres of land and a double wide mobile home. I want out of my mobile home. I have been seriously looking at log cabins & modular homes. I would put them on a slab on my property. After weeks of internets searches, I found a modular home that I am very interested in–the Cinci Cape by Palm Harbor. Anyone have any input on modulars or Palm Harbor?
How well made are they?
Do they retain their value?
Does thair value increase like a traditional "stick" home?
How do they compair in cost? Are they really substantially cheaper?
What should I look for?
If I decide against the modular home, what input do you have on log cabins?
Are they a realistic option in southern LA?
Are they energy efficient?
Do they settle and become unlevel?
Ideas people?
I cant afford to build traditionally, but I do not want to live in a mobile home any longer.
There is a substantial difference between mobile homes and modular homes–the differance starts with the ground up… mobile homes are on metal frames and are raised–modular homes are built like "stick" homes and can go on foundations/slabs.
Also, I am not renting. I own the land outright and have a mortgage on my mobile home. And, surprisingly, the value of the two has almost doubled since I bought them 7 years ago.

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