Can you refinance a modular home through fha?

Posted by admin on March 1st, 2010

can you get a modular home refinanced fha in north carolina. i do not know why you couldn’t because they are built to higher standards than stick built homes .modular homes are built to hud standars not you local codes. if anybody know let me know where you can get this done

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What are the rules for making my mobile home HUD approved?

Posted by admin on September 6th, 2009

I have a doublewide mobile home and I need a reverse mortgage on it. They say it is not HUD approved. How do I make it HUD approved?

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manufactured homes brands good or bad?

Posted by admin on June 24th, 2009

I am near the point of purchasing a manufactured home and have narrowed the choices down to the following brands not necessarily in this order: Silver Crest, Skyline, Karsten, Fleetwood, Clayton, Golden West, Kit Homes. I think Fleetwood is at the bottom of the list as the local plant #17 in Woodland Calif. has been decertified by HUD several times over the last few years (Currently decertified). Any one have experiences with any of these brands?

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Are modular homes stronger than conventional stick-built homes?

Posted by admin on May 31st, 2009

I am talking about modular homes (not manufactured homes). Modular homes are built to local codes (not HUD), just like conventional stick-built homes. And modular homes are stick-built also, but I have heard they use 30% more wood than conventional homes because modular homes have to be transported, therefore they are stronger than conventional homes. I have heard that modular homes are made indoors in a controlled environment, which is better, and are made more precisely with more quality control than conventional homes. I have also heard they appreciate the same as conventional homes.

Opinions?

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