Does anyone know of a company that will finance a mobile home for someone with bad credit?

Posted by Modular Homes on October 27th, 2010

My sister makes good money and so does her husband. She just has bad credit. They both lost their jobs two years ago and got really behind on bills along with a new baby. They now both have really good jobs but they have bad marks on their credit. Does anyone know of a mortgage company that can help them get into a new mobile home?

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what would be an acceptable down payment on a mobile home in MI?

Posted by Modular Homes on September 14th, 2010

Just curious and not quite ready to make the calls on this one but just wondering for someone like me with bad credit- looking to buy a 20-30k mobile home – what would be a good down payment?
Would 3k be good enough to get me in the door or is it likely I’ll need more than that, or do a rent to own deal?

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How to get finance for a mobile home with bad credit?

Posted by Modular Homes on August 7th, 2010

i am looking for any suggestions on how to get financed for a mobile home with bad credit. the mobile home is for 10,000 and i have 1,000 to put down. Is there any thing out there that will help?
i live in ohio

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Where can I find a mobile home loan?

Posted by Modular Homes on June 28th, 2010

We are looking for a mobile home loan for a used single wide that we can move to a trailer park. We have already found the mobile home, we are just looking for a lender. We are needing one that will give us a second chance since we do have bad credit.

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Can anyone help me refinance my mobile home loan on an 1977 Holly Park Trailer?

Posted by Modular Homes on February 7th, 2010

I want to consolidate my mobile home payment with my cars payment. I owe @6,500 on the home & ,300 on the car. Please help. I’ve tried many many places and get no where cause of my bad credit and mainly the year of my home. It is a very well maintained place on a lot that we rent. It does not feel like its 30+ years old. We love this place but need to work out our monthly budget.

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Bad credit real estate questions?

Posted by Modular Homes on November 28th, 2009

My husband and myself have bad credit. We recently bought 20 acres on owner contract and would like to eventually put a house on it. We thought we could save the cash and build a log home but after helping my dad build his log house we are deciding we would probably rather just buy a triple wide modular or such. We also have not been so successful yet at saving (we built a huge shop with an apartment). Now we think we would like to somehow finance a triple or such. What kind of options do we have. Any advisors out there have any advice for a starting point. Thanks.

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Bad credit real estate question?

Posted by Modular Homes on November 25th, 2009

My husband and myself have bad credit. We recently bought 20 acres on owner contract and would like to eventually put a house on it. We thought we could save the cash and build a log home but after helping my dad build his log house we are deciding we would probably rather just buy a triple wide modular or such. What kind of options do we have. Any advisors out there have any advice for a starting point. Thanks.

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How Can i buy a mobile home i i have bad credit?

Posted by Modular Homes on June 13th, 2009

I have bad credit and i want to apply for a mobile home is it hard to pass? what can i do to buy a mobile home? is there something i can do to make it easy for me to buy a mobile home? please help thank you!

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What is the best way to get a lower mobile home payment?

Posted by Modular Homes on June 6th, 2009

We've been living her for 4 years now. Always made our payments on time. The mortgage company we have doesn't refinance mobile homes. We've looked into other companies, but unless you have brick underpinning they won't do anything for you. I've tried selling this place but no real estate agent will talk to me because it's so hard to sell a mobile home. When we bought this place, the company said we could always refinance in a few years to get a lower payment. They weren't willing to do brick underpinning because it wasn't within the loan amount, and we got the least expensive home on there lot. I admit we had bad credit at the time, but our credit has improved considerable since buying this home. We have 3 kids and one on the way and it's only a 3 bedroom home. I want to add on to this home or find a home that we can afford and is bigger. What do you suggest?

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