Can anyone help me refinance my mobile home loan on an 1977 Holly Park Trailer?
Manufactured Homes February 7th, 2010I want to consolidate my mobile home payment with my cars payment. I owe @6,500 on the home & ,300 on the car. Please help. I’ve tried many many places and get no where cause of my bad credit and mainly the year of my home. It is a very well maintained place on a lot that we rent. It does not feel like its 30+ years old. We love this place but need to work out our monthly budget.
February 7th, 2010 at 5:48 am
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February 7th, 2010 at 5:48 am
Reality check the trailer is virtually worth nothing no matter that is is your home and you love it.
It is on a rented lot making it even worse as far as value.
You will not be getting a loan. It is hard enough to finance a new trailer let alone one with no value. Sorry
February 7th, 2010 at 5:48 am
I am thinking no bank will touch it because the actual value is not there. If your credit score is less than say 675 you dont have a chance.
You might try going to lendingtree.com fill out the form and if there is anyone out there that is interested in making the loan, they will be calling you.
Good Luck
February 7th, 2010 at 5:48 am
You may still owe 6,500 on the home but the value is $0 and you will not get a loan.
As you probably know by now there are very, very few lenders who will finance a trailer.
Do not send th people who would spam your question one dime for a loan you will never get.